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0n045 Underwood Drive Geneva, IL 60134 Residential - Single Family Active

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Description

Take the keys and move right into this stunning, turn-key residence offering three finished levels of exquisite living space. Capital improvements provide ultimate peace of mind, highlighted by a freshly painted interior and exterior, a high-efficiency furnace & A/C (2023), new gutters with gutter guards, and dual water heaters (2019/2021). Natural light floods the home, starting in the stately two-story foyer and flowing across the newly installed hardwood floors that span the entire main level. Designed for effortless entertaining, the formal living and dining rooms lead to a re-imagined contemporary kitchen (2024) boasting premium quartz countertops, a massive preparation island, a casual eating area, and sleek new LG appliances. The kitchen opens seamlessly to both a voluminous two-story family room anchored by a classic brick fireplace, and a massive rear deck. A private main-floor den serves as the perfect home office or playroom. Upstairs, the hardwood floors continue into an immense primary suite featuring an oversized walk-in closet and a freshly renovated, stylish en-suite bath (2025). The second floor also features a dedicated guest suite with its own private, newly updated bath, plus two additional bedrooms connected by a refreshed Jack-and-Jill bathroom. In total, 4 of the home's bathrooms have been beautifully modernized! The sprawling lower level exponentially expands your footprint, offering a massive recreation room equipped with a wet bar-ideal for family movie nights or a custom man cave. A 5th bedroom with a cedar closet, a full bathroom, and a substantial storage zone completes this versatile level. Step outside to your private outdoor oasis: a sprawling, fenced backyard framed by mature trees, a sizable deck perfect for summer BBQs, and a handy 3-car garage. Enjoy the unbeatable Mill Creek subdivision amenities including two 18-hole golf courses nearby, tennis, pickleball, endless miles of trails for walking/biking and the neighborhood elementary school. Minutes to Metra, I-88, shopping and restaurants. Come create lifelong family memories in this Stunning Home.

Property Highlights

Property Type: Residential - Single Family
Total Living Area SF: 3,186
Garage Size: 3
Attached Garage
Built in 1999
Elementary School: Mill Creek Elementary School
High School: Geneva Community High School
Middle School: Geneva Middle School
One Fireplace

General Information

Bedrooms: 5
Bathrooms: 5
Sqft: 3,186
County: Kane
High School: Geneva Community High School
Subdivision: Mill Creek
Listed By:
Charles Rutenberg Realty of IL 630-929-1100
MRED MLS

Room Information

Bedroom 5: 13X17
Office: 12X12
Recreation Room: 24X28
Storage: 20X27
Bar/Entertainment: 10X14
Walk In Closet: 7X12
Deck: 16X27
Bedroom 2: 12X12
Bedroom 3: 13X12
Bedroom 4: 12X11
Dining Room: 11X13
Family Room: 17X20
Kitchen: 15X23
Laundry: 8X10
Living Room: 13X14
Primary Bedroom: 20X22
$899,900
Est. $5,830/mo
5beds
5baths
3,186sqft
3cars
Active
BEDS5 BATHS4 full 1 partial SQUARE FEET3,186 MLS#12679991
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONMill Creek SCHOOLDistrict 304

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0n045 Underwood Drive, Geneva, IL 60134.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $899,900$899,900$899,900
Down Payment $179,980$31,497$224,975
Monthly Mortgage Amount $4,316$5,369$5,560
Taxes $1252$1252$1252
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$540$0
Monthly Estimated Total $5,830$7,423$7,074

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