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1009 W Monroe Street , Bloomington, IL 61701.
Much of the groundwork has already been done in this 4-bedroom, 1.5-bath home, leaving the fun part to the next owner. Recent improvements include updated electrical, relocation of the laundry from the basement to the second floor, reinforced crawl space beneath the kitchen and bathroom, convenient main-floor half bath, and the addition of a coat closet. The foyer and living room have already been primed, providing a head start for the new buyers. Beyond the updates, this home offers several features that are easy to overlook but hard to replace, including a 5-stage water filtration system and a whole-house fan to help manage Central Illinois' ever-changing temperatures. Hardwood floors throughout and radiant heat add both character and comfort while reducing allergens often associated with carpet or dirty ductwork. Outside, gardeners and nature lovers will appreciate the covered porch, dedicated garden beds, peach and apple trees, and seasonal displays of tulips and daffodils. The deep lot extends to the alley, offering potential space for a future garage, workshop, or expanded outdoor living area. Additional highlights include a roof replaced in 2019 and a partial basement/storm cellar, providing extra storage and peace of mind during Central Illinois storm seasons.
MLS ID: 12644242
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1009 W Monroe Street , Bloomington, IL 61701.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $114,900 | $114,900 | $114,900 |
| Down Payment | $22,980 | $4,022 | $28,725 |
| Monthly Mortgage Amount | $551 | $686 | $710 |
| Taxes | $160 | $160 | $160 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $51 | $0 |
| Monthly Estimated Total | $811 | $997 | $970 |