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1734 Moonglow Road, Centralia, IL 62801.
Inviting Lakefront Cottage - Enjoy lakefront living in this fully renovated one-bedroom cottage situated on the shores of Raccoon Lake. Completely updated with a thoughtfully designed room addition in 2020, this unique property offers flexible living spaces and exceptional outdoor amenities. The spacious open-concept kitchen and great room create an inviting gathering space and currently is utilized as the primary sleeping area. The addition provides a separate room currently used as a TV/Den area with gas log fireplace and offers excellent potential as a private bedroom. The full bathroom conveniently incorporates the laundry and utility area for maximum efficiency. Comfort is ensured year-round with zoned mini-split heating and cooling systems throughout the home. Outside, the property is enhanced with decorative landscaped front and back yards featuring an irrigation system for easy maintenance and year-round curb appeal. You'll also find an impressive detached 20' x 36' insulated two-car garage/workshop, also equipped with its own mini-split heating and cooling system-perfect for hobbyists, storage, or workspace needs. Relax and entertain from the covered back porch leading to a lakeside patio featuring a firepit, pergola, outdoor sound system, and hot tub, all included with the property. Concrete steps provide easy access down to the private boat dock, complete with a manual covered lift. A 16-foot pontoon boat that is negotiable with an acceptable offer. Whether you're looking for a full-time residence, weekend getaway, investment property or lakefront retreat, this move-in-ready property offers the perfect combination of comfort, functionality, and waterfront enjoyment.
MLS ID: 12684985
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1734 Moonglow Road, Centralia, IL 62801.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $165,000 | $165,000 | $165,000 |
| Down Payment | $33,000 | $5,775 | $41,250 |
| Monthly Mortgage Amount | $791 | $984 | $1,019 |
| Taxes | $230 | $230 | $230 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $73 | $0 |
| Monthly Estimated Total | $1,121 | $1,387 | $1,349 |