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201 E Liberty Street , Joy, IL 61260.
If you've been searching for an affordable home in a quiet community, this one deserves a look. Sitting on a spacious, level corner lot, this two-bedroom, one-bath home offers the perfect opportunity for someone ready to add their own touch and bring a little more life back into a home with great space. The work has already begun, with many of the bigger projects completed, making this a great opportunity for an investor, or someone looking for a project with potential. Inside, you'll find beautiful hardwood floors, charming French doors, and the character you just don't find in every home today. The oversized breezeway between the home and the attached two-car garage adds even more flexibility - use it as a cozy extra family room, kids' play space, hobby area, dining room, or a spot to relax with your morning coffee. Outside, the large corner lot(3) provides plenty of room to enjoy the outdoors, with two additional sheds offering convenient storage. This home is move-in ready but waiting for someone with vision to finish the transformation. Affordable living, a peaceful small-town setting, and the chance to create something truly your own - sometimes the best homes are the ones waiting for someone to love them back to life.
MLS ID: 12684070
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201 E Liberty Street , Joy, IL 61260.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $60,000 | $60,000 | $60,000 |
| Down Payment | $12,000 | $2,100 | $15,000 |
| Monthly Mortgage Amount | $288 | $358 | $371 |
| Taxes | $84 | $84 | $84 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $26 | $0 |
| Monthly Estimated Total | $472 | $568 | $555 |