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31875 E Thome Road, Rock Falls, IL 61071.
Looking for the perfect country escape? This home has it all! The spacious split foyer leads you to a comfortable living room, nice eat-in kitchen with sliders to the deck, and three cozy bedrooms. The primary suite features its own private bath. The lower level boasts a huge family room, perfect for movie nights or game days, plus an extra half bath for convenience. Need a home office or a guest room? The 4th bedroom/den has you covered! Nice big storage room too! New furnace blower motor - 2025. With a storage shed and a sprawling half-acre private backyard, you'll have all the space you need for outdoor fun. And let's not forget the multi-level deck-perfect for entertaining. Located in Montmorency School District, this place is ideal for families! Seriously, this home is a must-see! Subject to Seller buying home of choice.
MLS ID: 12680565
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31875 E Thome Road, Rock Falls, IL 61071.

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563-441-1862
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $205,000 | $205,000 | $205,000 |
| Down Payment | $41,000 | $7,175 | $51,250 |
| Monthly Mortgage Amount | $983 | $1,223 | $1,266 |
| Taxes | $285 | $285 | $285 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $90 | $0 |
| Monthly Estimated Total | $1,368 | $1,698 | $1,651 |
Rock Falls, IL is a welcoming city in Northwest Illinois known for its scenic riverfront setting, strong community spirit, and balanced lifestyle. Situated along the Rock River, the city offers residents access to parks, walking paths, and recreational opportunities that enhance everyday living. Rock Falls blends small-city comfort with convenient access to neighboring communities, making it an appealing choice for families, professionals, and retirees alike. Local schools, community events, and a growing commercial presence contribute to the city’s stable and family-friendly atmosphere.
The real estate market in Rock Falls is diverse and accessible, offering options to suit a wide range of needs and budgets. Homebuyers will find well-established neighborhoods with classic single-family homes, many featuring traditional architecture, mature trees, and spacious yards. Ranch-style homes, multi-level designs, and older residences with character are common, alongside newer construction that provides modern layouts and updated amenities. Waterfront and river-adjacent properties are especially desirable, offering scenic views and a connection to the area’s natural surroundings.
For those seeking additional space, the outskirts of Rock Falls include homes with larger lots and semi-rural settings, ideal for buyers who value privacy while remaining close to city conveniences. The city’s affordability compared to larger metropolitan areas makes it attractive to first-time buyers and those looking to maximize value.
With its riverfront charm, strong sense of community, and variety of housing options, Rock Falls continues to stand out as a solid place to call home. It offers a comfortable, well-rounded lifestyle rooted in Midwestern values and natural beauty.
If you are ready to start your home buying or selling journey, browse the latest real estate listings in Rock Falls, IL. You can also contact us—we are here to help!
Nearest Ruhl & Ruhl Office: Clinton
301 North Second Street
Clinton, IA 52732
(563) 441-1776