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39w664 Terney Lane, Geneva, IL 60134.
Located in the highly sought-after Mill Creek subdivision just half a block from the golf course & the neighborhood park, this meticulously maintained 5-bedroom, 2.2-bath home perfectly blends modern updates with a fantastic, functional floorplan. The heart of the home is a soaring two-story family room with a cozy fireplace, updated ceiling fan & skylights that opens seamlessly to a beautiful kitchen. Updated in 2018, the kitchen features gorgeous Quartz countertops, white cabinetry, stainless steel appliances, recessed lighting, tile backsplash, under cabinet lighting, stainless steel hood & a comfortable eating area. The hardwood flooring in the foyer, kitchen & half bathroom was recently refinished & looks amazing. The spacious living room is great for entertaining & opens to the dining room. Retreat to the expansive primary suite, featuring crown moulding, two closets, and a beautifully updated bathroom in 2022 - complete with radiant heated floors, new double vanity, modern light fixtures, soaker tub, tile flooring and an expanded walk-in shower. The 2nd floor hallway bath was also updated in 2019. Bedrooms 2,3 & 4 are all a nice size & feature crown moulding, ceiling fans & closets with organizers. A versatile loft serves as a dedicated office space, while the finished English basement provides excellent entertaining space with a recreation room, storage room with wood shelving, wet bar with refrigerator, half bath & a 5th bedroom. Convenient 1st floor laundry/mudroom with utility sink, cabinetry & storage closet. Many extras including epoxy garage flooring 2021, alarm system & Ring doorbell. Crown moulding in many rooms & several light fixtures have been upgraded. Most windows have been replaced with Pella windows. 6 panel doors. The driveway was replaced in 2017. Outside, a nice-sized fenced yard features a deck & a bountiful vegetable garden. The front features a wonderful wrap around porch perfect for your morning coffee or visiting with friends & neighbors. Major mechanical updates-including a 2025 sump pump & back-up, 2023 furnace, 2023 thermostat, 2023 humidifier, & 2022 water heater ~ offer total peace of mind for its next lucky owner. Located in Mill Creek with 2 golf courses, many parks, miles of trails, tennis, pickle ball, basketball courts, Tanna Tap, Mill Creek Market, Village Center & elementary school. Close to Metra, tollway, schools, fabulous restaurants & shops. Excellent condition. Schedule today!
MLS ID: 12675537
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39w664 Terney Lane, Geneva, IL 60134.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $530,000 | $530,000 | $530,000 |
| Down Payment | $106,000 | $18,550 | $132,500 |
| Monthly Mortgage Amount | $2,542 | $3,162 | $3,274 |
| Taxes | $738 | $738 | $738 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $233 | $0 |
| Monthly Estimated Total | $3,435 | $4,288 | $4,167 |