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403 W 3rd Street Prophetstown, IL 61277 Residential - Single Family Active

  • 403 W 3rd Street, Prophetstown, IL 61277 Main Photo

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Description

Beautiful! This gorgeous 3 bedroom 2 bath home sits on a corner lot in the heart of the town. The home boasts stained glass windows, gorgeous hardwood floors, pocket doors and ornate woodwork. Tons of natural light throughout. Main floor is home to large open living areas including living room, family room, dining room and kitchen. Laundry is also located on the main level ( can be moved back to the basement). 2nd floor includes and 2nd kitchen 3 bedrooms a bathroom and 2 decks to overlook the beautiful outdoors. All new plumbing throughout. New AC. New water heater. Updated electrical. Outside you will find a large 2 car garage sitting area to enjoy the yard. You can't go wrong with this gem!

Property Highlights

Property Type: Residential - Single Family
Total Living Area SF: 1,920
Built in 1890
Elementary School: Prophetstown Elementary School

General Information

Bedrooms: 3
Bathrooms: 2
Sqft: 1,920
County: Whiteside
Listed By:
Gateway Realty Group 563-519-8826
MRED MLS

Room Information

Kitchen- 2nd: 11X11
Bedroom 2: 13X11
Bedroom 3: 11X12
Dining Room: 11X15
Family Room: 14X14
Kitchen: 5X11
Laundry: 5X6
Living Room: 17X27
Primary Bedroom: 13X13
$179,000
Est. $1,208/mo
3beds
2baths
1,920sqft
Active Price Reduced $16,000 on June 19th, 2026
BEDS3 BATHS2 full SQUARE FEET1,920 MLS#12662331
STATUSActive PROPERTY TYPEResidential - Single Family SCHOOLDistrict 3

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403 W 3rd Street, Prophetstown, IL 61277.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $179,000$179,000$179,000
Down Payment $35,800$6,265$44,750
Monthly Mortgage Amount $859$1,068$1,106
Taxes $249$249$249
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$79$0
Monthly Estimated Total $1,208$1,496$1,455

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About this area

Illinois/Prophetstown
Prophetstown

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About Prophetstown

Prophetstown, IL is a welcoming small city located along the Rock River in Northwest Illinois offering a relaxed lifestyle rooted in history, nature, and community connection. Known for its scenic river views and quiet residential streets, Prophetstown provides a peaceful environment while remaining within easy driving distance of larger regional cities. The area’s natural surroundings, including nearby parks and open green spaces, make it appealing for those who enjoy outdoor recreation and a slower pace of life. Community events, local schools, and family-owned businesses contribute to the city’s close-knit and friendly atmosphere.

Real estate in Prophetstown reflects the character and accessibility of the community. Buyers will find a mix of classic single-family homes, modest starter residences, and larger homes with spacious yards. Many properties feature traditional Midwestern architecture, mature trees, and established neighborhoods that emphasize comfort and livability. Homes near the river often offer scenic views and a sense of privacy, while newer construction provides modern layouts and updated features for buyers seeking contemporary convenience.

The surrounding countryside offers additional real estate opportunities, including acreage properties and rural homes ideal for those who value open space while staying close to city amenities. Prophetstown’s housing market is generally more affordable than larger metropolitan areas, making it attractive to first-time buyers, families, and retirees alike.

With its riverfront setting, strong sense of community, and variety of housing options, Prophetstown delivers small-town charm and solid real estate value. It stands out as a desirable choice for those seeking a comfortable lifestyle in a scenic and welcoming Illinois community.

If you are ready to start your home buying or selling journey, browse the latest real estate listings in Prophetstown, IL. You can also contact us—we are here to help!

Nearest Ruhl & Ruhl Office: Clinton
301 North Second Street
Clinton, IA 52732
(563) 441-1776

About this community

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